You actually stumbled on this post because you needed an urgent answer to the question; what is debt consolidation? Congrats! you are at the right place. Most loan products have different interest rates, and if what you want is to get the lowest possible interest rate and the lowest possible … Read more
Credit & Debt
This section educates you about debt and credit. We shall also discuss topics on credit scores and its calculations for your financial freedom.
Most businesses were seriously affected by the pandemic, but some companies were impacted more than others. The ERC program was created to provide financial relief for businesses by rewarding them for retaining the employees they need. Do you want to know the Eligibility for Employee Retention Credit? It was virtually … Read more
When you struggle to make ends meet, keeping track of all your bills and payments can be difficult. You may feel like you are drowning in debt and don’t know where to start. This is where debt consolidation comes in. Debt consolidation is the process of combining all of your … Read more
New Zealanders pay a high cost of living with unexpected expenses, such as natural disasters. You can’t ignore medical bills and other financial emergencies. That is why debt feels like an inevitable reality. With high living costs, expenses, and debt, an average Kiwi carries a lot of stress. We have … Read more
Before you agree on cosigning a loan for your friend or family, spare 2 minutes of your time to read this. When you are asked to cosign a loan, your instinct may agree out of pity to help them out of a financial spot. This might also be a valuable … Read more
Have debt collectors been calling you because of your unpaid debt? Let’s show you how to deal with debt collectors when you can pay, in this article. If you experienced dealing with debt collectors you would understand that it is not for the faint-hearted. After doing everything you could to … Read more
The best Credit Card With Cashback Rewards and No Annual Fee is a great way to make money off your normal spending. Moreover, there are several options without an annual charge if you don’t want to pay an annual fee to reap rewards. To help get the right cards for … Read more
To maintain a well-balanced and organized financial life, it is very important to what is a credit score and why is it important. It is very easy to fall into the trap of spending money without realizing where all of your money went. Keeping proper records of your income and … Read more
Many people today are in debt, struggling to afford important bills and save money to get out of the red. A simple solution to this situation is to develop a system on how to pay off debt and save money, so as to efficiently reduce the amount of money … Read more
Taking out a loan online can sound easy if you think about it, especially since the process is quick and straightforward. However, as simple as it sounds, online lenders must also be careful about who to lend money to. You must remember that they are also running a business, and … Read more